construction Your Home As Owner contractor

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As owner/contractor, to begin construction your own home is a multi-step process. Therefore, we will break it down into 3 phases in this article.

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- Commitment and belief

- The thinking and preparing or educational phase

- Construction: The actual construction phase.

The commitment and reliance phase is when you are deciding upon 3 things:

select your house plan and order the plans to be developed by an engineer check with the city for their stipulations and fees rule what land you will build on, and gather the land the basic full, task plan is put on paper.

You may work out a time-line on paper, with a sketchy idea of when you want to start and cease your housebuild. As you study and learn the normal process, this sketch, or shape of the construction process, will take shape. The sketch will include each sub undertaker of a package deal you will need with an approximate length of time he will take. Some subs will work simultaneously so keep that in mind.

Making the list, contacting the subs, and getting their bids can take a month or it can take half a year or longer. It is when true commitment will take place within you

In construction our home, I contacted subs during this time frame to satisfy myself that we could find subs who would be willing to work with us. If you are married and both of you will be working together as the Gc, then you will have to be sure you are both on the same page, or life will be very difficult. The house plans alone may take 6 to 8 weeks to draw them up as you ultimately rule on what both of you want in your home.

Allow plenty of time for each phase so you won't stress out when you don't adhere to the time-line. As an example: In our case, we had to wait some times that we least expected it. We had to wait for the plans to be drawn up by the engineer 4-6 weeks. Then the city was behind on approving the plans and someone else 6 weeks was added. The next thing was hunting season. Who would have expected that to be a problem? When it arrives many construction workers love to hunt and they close up shop for 2 to four weeks. Of scours the unexpected will all the time creep in like illness of subs, and even yourself, etc.

Phase 2 or improvement Phase

This is after you have at least put a down payment on the land, to be paid off with the construction loan. On the other hand, you may buy the land outright. Whichever the case, it happens in phase 1. You have received your plans from the engineer and made some copies of all pages. You have distributed your plans to the discrete subs and got your bids from at least 2 subs in each normal type of the construction process. This can take 2 or 3 months, or less.

Then you go to the bank with your bids and your houseplans. If you show up with this much information, you are stacking the cards in your favor. Bankers are not used to normal contractors being this prepared, in many cases. However this preparing is important as they need to have reliance in your knowledge and capability to cease this construction project, before they will loan you the money. The last thing they want is to have to repossess your home and then to have to try to sell it in an unfinished condition. If they are going to loan you the money, they want to know you can, and will cease the project.

In this phase, you also get your plans to the city and wait for them to be approved. Depending upon the time of year, this can take some time. We had to wait more than 4 weeks because our town is small, and the inspector was on vacation and no one else could do the job.

You also have to caress the galvanic firm during this phase, to see what is expected of the normal undertaker of a package deal for a temporary hookup so your framers will have electricity to build with. The utility clubs are sometimes backlogged and take time, so don't put this one off.

Phase 3

The third phase is the construction time when you indeed begin digging and construction your home. Remember, you personally don't have to pick up a hammer, just oversee the process. The bank allows you 9-12 months to build, so take the maximum they allow. You'll only be charged for the actual time you use their money. If you cease in 6 months, that's all the interest you'll pay. Remember - The penalties you pay for going beyond the time allowed eats up your equity very swiftly so allow yourself ample time for the what-if's.

If you have done your homework and have two or more bids for each job, you will have a choice in case your favored sub is busy when you need him, and you don't want to wait.

During this third phase, you have a lot of choices to make. You'll be choosing and buying doors and windows, fixtures for your bathrooms and kitchen, buying appliances, choosing paint colors, tile, carpet, counter tops, lighting fixtures and fans and much more. It's a fun time and indeed takes co-ordination of timing so no one is waiting on you,

This is a very brief shape of what it takes to build your home, and is by no means complete, but it gives you a brief run-down of the basics entailed in construction your own home. Do remember that construction your own home may save you important towards construction equity and in the end is a very rewarding experience. It not only builds self esteem, but it builds reliance in your capability to see a grand task through to the finish.

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